Understanding the NDIS
Everything you need to know — explained simply.
What is the NDIS?
The National Disability Insurance Scheme (NDIS) is an Australian Government initiative that provides funding and support to Australians under the age of 65 with a permanent and significant disability. It gives participants genuine choice and control — you decide which providers and services work best for your life and goals.
Am I Eligible?
- Under 65 years of age
- Australian citizen, permanent resident, or Protected Special Category Visa holder
- Permanent disability significantly impacting daily life
- Need support now and for the foreseeable future
To apply: contact the NDIS on 1800 800 110 or visit www.ndis.gov.au
How Does NDIS Funding Work?
Once accepted, you receive an NDIS Plan with funding across three categories: Core Supports (everyday activities), Capacity Building (skills and independence), and Capital Supports (equipment and modifications). You choose how your funding is managed.
Three Ways to Manage Your Funding
- Agency Managed — NDIA pays your providers. Limited to registered providers only.
- Plan Managed — A plan manager like Heartful Care Services manages your funding. Access registered and unregistered providers. No out-of-pocket cost.
- Self Managed — You manage your own funding and payments. Maximum flexibility, higher admin responsibility.
How to Get Started
- Step 1 — Contact us for a free, no-obligation conversation about your goals and NDIS plan.
- Step 2 — We review your plan together and identify the supports available to you.
- Step 3 — We build a personalised support plan tailored to your needs.
- Step 4 — Support begins with a team that genuinely cares.